Which lien affects all of a debtor's property?

• A. General Lien
• B. Specific Lien
• C. Statutory Lien
• D. Equitable Lien

Answer: (A)

A general lien is a claim that attaches to all of the debtor’s property, real and personal, not just one specific asset. Because of its broad reach, it can encumber any property the debtor owns in the jurisdiction to satisfy the debt, subject to any exemptions. This makes it the lien type that affects everything the debtor owns, rather than being limited to a particular asset.

In contrast, a specific lien is tied to a particular asset (like a mortgage on a house or a mechanic’s lien on a specific improvement). A statutory lien is created by statute and can be either general or specific depending on the law. An equitable lien arises from a court's equitable remedy and typically attaches to the property involved in the dispute or the benefit conferred.