Which term describes physical and legal restrictions on property use?

• A. Non-Monetary Encumbrances
• B. Easements
• C. Tacking
• D. Adverse Possession

Answer: (A)

Encumbrances describe claims or restrictions that affect a property. When the focus is on restrictions that affect how the property can be used, these are non-monetary encumbrances. They include things like easements (a right for someone else to use part of the property), deed restrictions or covenants, and encroachments. These restrict use or enjoyment without involving a direct monetary lien. Monetary encumbrances, by contrast, involve financial claims such as mortgages or liens and don’t inherently describe use restrictions. Tacking and adverse possession relate to acquiring rights or title, not ongoing use restrictions. So the term that best fits physical and legal limits on use is non-monetary encumbrances.